Dare to Save ?

I regularly receive requests to help share with you what I do to save money.  It’s natural for me to save because I’ve actually worked too hard to reach where I am today. But I’ve realized that it’s okay to spend money in order to create memories (for example, all the traveling we do).  I…

What is your ‘Plan Z’ ?

We all have a plan ‘A’ for life, and maybe even a plan ‘B’. But knowing what your “Plan Z”, or last resort option, can help motivate you to go after what you really want from life. Visualizing the negatives gives you a stronger appreciation for what you already have, such as loved ones, good…

Are you prepared ?

Significant Future Income Increases is Unlikely. Get the most for your money. Accumulate few small savings over an extended period of time. Implementing this approach does not require you to sacrifice a particular activity or your quality of life, but it can maximize the cost-benefit of each.   More importantly, it gives you greater piece…