While everyone has been talking about tax on Long Term Capital Gains (LTCG) when it comes to stocks or equity oriented mutual funds, one other factor that investors need to consider is the Dividend Distribution Tax (DDT). This is a tax applicable when someone chooses the Dividend option instead of the Growth option, while investing…
WANT TO STAY CALM DURING VOLATILE TIMES? DO THESE 8 THINGS 1.Don’t panic! Volatility alert! Please don’t push the panic button! Don’t indulge in distress sales during this period. Volatility is not as negative for your investments as you think. 2. Set Goals for every investment Setting financial Goals makes it clear when you…
“ Sheep all together, cars all together, people all together, crows all together, ants all together! Everywhere is full of herds. To breath comfortably, to feel free, to think better and to find the beauties of the unknown paths, leave your herd. In whichever herd you are in, leave it.” – Mehmet Murat ildan (Turkish Writer)…
You can reach your financial goals by consistent with your investing habits. It is now an un disputable fact that long-term equity investment outperforms almost all other investment classes. The unhelpful fact is that volatility in equity asset prices in the short term deters the small and middle class investor from investing. But SIP in diversified…
While Long Term Capital Gains are a new reality, investors should focus on Letting Their Capital Grow. It would be fair to say that as investors, we all prefer tax free investment alternatives. But let’s face it: tax on Long Term Capital Gains is a new reality when it comes to stocks or equity oriented mutual funds. As long term investors, this…
The equity asset class has been in a sweet spot in recent years with the S&P BSE Sensex returning nearly 13% CAGR in the past four years ended January 15, 2018. On the other hand, interest rates on fixed income tax-savings instruments have been declining in recent years. For instance, the interest on the popular public provident…
